Company profile
CashX.lk
- Status
- Not on CBSL registerConfirmedSource:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22
- Registered entity
- A V Business Solution (Private) LimitedConfirmedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; cashx.lk pages, accessed 2026-06-22
- Registration no.
- PV00211145ConfirmedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; cashx.lk pages, accessed 2026-06-22
- Parent / group
- Not establishedReportedSource:No parent confirmed; shared-address finding only
- Aliases / sister apps
- None confirmedReportedSource:No aliases located in checked CashX public pages/app-store listings, accessed 2026-06-22
What they advertise
Marketing claims are shown as the lender's claims, with confidence labels and citations.
Loan amounts shown from Rs 5,000 to Rs 249,000 on current CashX pages
ConfirmedSource:cashx.lk pages, accessed 2026-06-22Quick online application and loan transfer after approval
ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22Representative examples show Rs 10,000 becoming Rs 12,200 over 10 days on the home page and Rs 25,400 over 70 days on the application/repayment pages
ConfirmedSource:cashx.lk pages, accessed 2026-06-22
What the fine print says
Each claim is paired with the documented reality or the current placeholder evidence.
Advertised claim
Comfortable repayment
Fine print reality
Interest is shown as 2.2% per day. APR disclosures conflict by channel: CashX's own repayment page shows 3.66%–260%, the current English Play listing shows 260%–260%, and some regional Play listings show 136.4%–260%.
Google Play rates & fees
ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22Advertised claim
Short 10-day loan
Fine print reality
Stated repayment period runs 62–90 days on Google Play; a 70-day example on Rs 10,000 totals Rs 25,400 (Rs 15,400 of it interest).
Google Play (CashX Lite)
ConfirmedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22Hard to find
Ownership, licensing, cost, permissions, and other buried facts that matter to borrowers.
Shared address with SF Group
CashX's operator (A V Business Solution, PV00211145) lists its registered address as 47 Alexandra Place, Colombo 7 — the same address as S F Group (Fino/Monigo) and AIS IT Consulting Services (LoanPlus). This is a documented shared address; it is not, on its own, proof of common ownership.
ConfirmedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; Fino Loan Agreement No. 31923406510 (project owner's redacted primary document, 2026-05-19); loanplus.lk Privacy Policy and LoanPlus Lite Google Play listing address evidence, accessed 2026-06-22Reported group affiliation (Aventus)
The PeerBerry investor platform describes CashX (A V Business Solution) as an 'Aventus Group company in Sri Lanka.' Aventus Group is a Lithuania-based fintech group, confirmed distinct from Sun Finance (which owns Fino/Monigo) — so the shared 47 Alexandra Place address does not indicate common ownership with S F Group. This is third-party investor-platform reporting; CashX's own pages and Aventus's own site do not name the link and it is not registry-confirmed, so no parent is shown in the profile header.
ReportedSource:PeerBerry originator and blog pages describing Cash X as an 'Aventus Group company in Sri Lanka', accessed 2026-06-23; investor-platform reporting, not Registrar-of-Companies-verifiedReal cost
Effective annual rate is disclosed as up to 260% in current public materials — high, though disclosed more openly than several competitors.
ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22Regulatory status
A V Business Solution (Private) Limited was not found on CBSL's Licensed Finance Companies list or Registered Finance Leasing Establishments list when searched by entity name and registration number PV00211145 on 2026-06-22. This records register absence only; it is not a legal conclusion about whether the app is required to hold that licence.
ConfirmedSource:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22App permissions
Stated for loan application, identity, bank payout, app operation, and fraud/risk checks.
Google Play data-safety disclosures include collection/sharing categories, but no repo-local app-permission artifact was available to verify exact device permissions.
ReportedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; no repo-local current app-permission audit available on 2026-06-22
Per-app fee calculator
ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22CashX.lk cost check
Change the amount and term to see the documented fee model applied to your own number.
- Service fee
- LKR 0
- Interest
- LKR 6,600
- Total repayable
- LKR 16,600
- Simple APR
- 803%
- Rollover APR
- 1,068%
Formula: ((service fee 0% + daily interest 2.2% x days) / amount) x (365 / days).
No separate late-fee schedule was located in checked public CashX materials; current calculator uses the disclosed daily-rate cost only.
Score breakdown
The overall score is calculated from these per-dimension values.
| Dimension | Score | Evidence |
|---|---|---|
| Pre-contract cost transparency | 2/4 | Public pages show representative examples and a daily-rate calculation, but no repo-local app-flow footage was available to confirm that the total is shown clearly before a commit action. ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22 |
| Rate-disclosure honesty | 3/4 | Discloses 2.2% per day and representative totals; current public disclosures conflict, with the CashX site showing 3.66%–260% APR, English Play listing showing 260%–260%, and some regional Play listings showing 136.4%–260%. Credit is given for disclosing the high-cost example. ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22 |
| Consent / confirmation flow | 2/4 | Public materials describe applying and receiving approval, but no current app-flow evidence was available to confirm a deliberate terms-summary confirmation step. ReportedSource:cashx.lk pages, accessed 2026-06-22; no repo-local current app-flow audit available on 2026-06-22 |
| Data & permissions | 2/4 | Google Play data-safety disclosures identify collection/sharing categories, but no checked public source showed contact-list or SMS harvesting rights; scored as moderate over-collection rather than the worst level. ReportedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; no repo-local current app-permission audit available on 2026-06-22 |
| Collection-threat language | 3/4 | Checked public terms/pages did not reveal documented threats, public shaming, or CRIB leverage; standard repayment/contact instructions were located. ReportedSource:cashx.lk pages, accessed 2026-06-22; CashX terms page search result, accessed 2026-06-22 |
| CRIB representations | 4/4 | No CRIB-specific claim was located in the checked public CashX site, T&C/search-result snippets, or app-store materials. Private borrower communications were not available in the repo. ConfirmedSource:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22 |
| Licensing transparency | 2/4 | Discloses entity + registration (PV00211145) and address on Google Play; CBSL finance-company licensing status not stated. ConfirmedSource:CashX Google Play listings, English and regional variants, accessed 2026-06-22; Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22 |
Terms Tracker
Chronological snapshots of the terms and a diff against the previous snapshot.
2026-06-17
ConfirmedSource:CashX Google Play listings and cashx.lk public rate pagesRate disclosure conflict retained; the 2.2% daily representative example is consistent across current checked materials.
- operator
- A V Business Solution (Private) Limited, PV00211145
- address
- 47 Alexandra Place, Colombo 7 (same as SF Group)
- dailyInterest
- ~2.2% per day
- aprRange
- 3.66%–260% on cashx.lk; 260%–260% on current English Google Play; 136.4%–260% on some regional Play listings
- repaymentPeriodDays
- 62–90
Baseline snapshot
This is the first recorded snapshot for this lender.
Right of reply
This company may submit a response. If a response is received, it will be published here fairly and in context.
Sources
Primary documents, lender pages, official registers, and reporting used by this page.
- Confirmed
- Confirmed
- Confirmed
- Fino Agreement No. 31923406510 (project owner's own, 19 May 2026)primary-documentConfirmed
- Confirmed
- Reported
- CBSL Licensed Finance Companies list (as at 27.05.2026)official-registerConfirmed
- Confirmed