Sourced or labelled
Every factual claim is cited or labelled confirmed, reported, or alleged.
About
Built for borrowers, checked against evidence.
LoanSharkBait is an independent public-education resource about app-based lending in Sri Lanka.
Mission
Make hidden loan pressure easier to understand.
The site helps people check lenders, understand real costs, learn their rights, and find help. It also documents what apps advertise against what their fine print says, using a consistent rubric.
Editorial rules
How we keep it fair
No public personal data
We do not publish named employees, borrower NICs, private phone numbers, private photos, or unvetted submissions.
Right of reply
Companies can respond, and a fair response slot is included on every per-app page.
No open comment wall
Public input will go through a private moderated route, not a public review or rating widget.
Corrections and replies
How right of reply will work
Phase 4 will add the moderated contact and submission route. Until then, this page does not publish an invented email address. A lender response, correction request, or borrower experience must be reviewed before anything public changes.
Disclaimer
This site is for public education only. It is not legal, financial, or mental-health advice. It is independent and not affiliated with any lender, regulator, police unit, or legal-aid body.