සමාගම් පැතිකඩ
LoanPlus.lk
- තත්ත්වය
- CBSL register එකේ නැතතහවුරුයිමූලාශ්රය:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00215063 on 2026-06-22; accessed 2026-06-22
- ලියාපදිංචි ආයතනය
- AIS IT Consulting Services (Private) Limitedතහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22
- ලියාපදිංචි අංකය
- PV00215063තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22
- මව් සමාගම / කණ්ඩායම
- තහවුරු කර නැතවාර්තා වී ඇතමූලාශ්රය:PeerBerry LoanPlus originator/news pages, 2023-10-25, accessed 2026-06-22; no primary LoanPlus/Aventus confirmation located in checked lender pages
- වෙනත් නම් / සහෝදර යෙදුම්
- තහවුරු කළ කිසිවක් නැතවාර්තා වී ඇතමූලාශ්රය:No aliases located in checked LoanPlus public pages/app-store listings, accessed 2026-06-22
ඔවුන් ප්රචාරය කරන්නේ
මෙහි පෙන්වන්නේ ණය දෙන ආයතනයේම ප්රචාරක ප්රකාශයයි; confidence label සහ මූලාශ්රය සමග.
Online loans up to Rs 249,000
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22Loan terms from 5 to 30 days on the live site
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-220% interest with consulting, service, and transaction fees on the live site
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22
fine print එක කියන්නේ
සෑම ප්රකාශයක්ම ලේඛනගත තත්ත්වය හෝ දැනට ඇති placeholder සාක්ෂිය සමග යුගල කර ඇත.
ප්රචාරක ප්රකාශය
Simple online service
fine print හි තත්ත්වය
Governed by the Electronic Transactions Act No. 19 of 2006; the operator collects device identifiers and usage data per its privacy policy.
loanplus.lk terms / privacy policy
තහවුරුයිමූලාශ්රය:loanplus.lk Terms & Conditions, effective 2023-07-01, accessed 2026-06-22; loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22ප්රචාරක ප්රකාශය
0% interest / low loan cost
fine print හි තත්ත්වය
The live site says interest is 0% but lists consulting, service, and transaction fees; its example makes Rs 10,000 cost Rs 2,300 over 10 days. The Google Play listing instead uses a 2.2% per day example over 70 days, so the lender's public cost disclosures conflict.
loanplus.lk home rates; LoanPlus Google Play listing
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22හොයාගන්න අමාරු දේවල්
හිමිකාරිත්වය, බලපත්ර තත්ත්වය, සැබෑ වියදම, permissions, සහ ණය ගන්නා අයට වැදගත් වෙනත් කරුණු.
Who operates it
loanplus.lk is operated by AIS IT Consulting Services (Private) Limited (PV00215063) — an entity named as IT consulting rather than a finance company.
තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22Shared registered address
AIS IT Consulting Services gives No. 47 Alexandra Place, Colombo 7 as its registered/legal address on its privacy policy and Google Play listing — the same address used by S F Group (Fino/Monigo) and A V Business Solution (CashX). This is a documented shared address; it is not, on its own, proof of common ownership.
තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22; Fino Loan Agreement No. 31923406510 (project owner's redacted primary document, 2026-05-19); CashX Google Play listing address evidence, accessed 2026-06-22Conflicting addresses and cost disclosures
The contact page shows 344 Galle Rd, while the privacy policy/Google Play listing show No. 47 Alexandra Place. The cost model also differs: live site service/consulting fees over 10 days, versus Google Play's 2.2% daily-interest example over 70 days.
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22Reported investor-platform parent
PeerBerry reports LoanPlus as an AIS IT Consulting Services lender founded by Aventus Group. This is third-party investor-platform reporting; no primary LoanPlus/Aventus confirmation was located in checked lender pages, so no parent is shown in the profile header.
වාර්තා වී ඇතමූලාශ්රය:PeerBerry LoanPlus originator/news pages, 2023-10-25, accessed 2026-06-22Regulatory status
AIS IT Consulting Services (Private) Limited was not found on CBSL's Licensed Finance Companies list or Registered Finance Leasing Establishments list when searched by entity name and registration number PV00215063 on 2026-06-22. This records register absence only; it is not a legal conclusion about whether the app is required to hold that licence.
තහවුරුයිමූලාශ්රය:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00215063 on 2026-06-22; accessed 2026-06-22Device identifiers / usage data
Stated for accessing the service from mobile devices.
Collects broad identity, financial, salary/debt, device, and usage data; exact app permissions were not independently audited in the repo.
තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22
මෙම යෙදුමට අදාළ ගණකය
තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22Service fee / සේවා ගාස්තුවAPR / වාර්ෂික සමාන අනුපාතයRollover / extension
LoanPlus.lk වියදම් පරීක්ෂාව
මෙම lender සඳහා public fee data එක එකිනෙකට නොගැළපෙන හෝ අසම්පූර්ණ බැවින් per-app calculator එක නොපෙන්වයි.
- ගණනය නොකිරීමට හේතුව
- loanplus.lk public pages, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22; live-site Rs 2,300 cost on Rs 10,000 over 10 days conflicts with Google Play's 2.2% daily-rate example, so no single calculator model is treated as canonical
No separate late-fee schedule was located in checked public LoanPlus materials; current public fee disclosures conflict, so the per-app calculator is disabled for this lender until a canonical fee model is confirmed.
ලකුණු විස්තරය
මුළු ලකුණ මෙම මානයන්හි ලකුණු වලින් ගණනය වේ.
| මානය | ලකුණු | සාක්ෂි |
|---|---|---|
| Pre-contract cost transparency | 2/4 | The public site displays terms and a representative example on-page, but no repo-local app-flow footage was available to confirm a clear total-repayable confirmation step before commitment. තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22 |
| Rate-disclosure honesty | 2/4 | The live site advertises 0% interest with consulting/service/transaction fees and a Rs 10,000 to Rs 12,300 over 10 days example; Google Play instead discloses 2.2% per day over 70 days. Because the public disclosures conflict, this is credited as disclosed but not clear. තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22 |
| Consent / confirmation flow | 2/4 | The public site describes choosing an amount, completing personal data, waiting for review, then signing the contract before receiving money; no current app-flow evidence was available to confirm a stronger terms-summary consent step. වාර්තා වී ඇතමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; no repo-local current app-flow audit available on 2026-06-22 |
| Data & permissions | 2/4 | Privacy policy states collection of identity, contact, financial, salary/debt, hardware ID, phone model, operating system, and cookie/usage data; Google Play adds data-safety collection/sharing categories. No checked source showed contact-list or SMS harvesting rights. තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22 |
| Collection-threat language | 3/4 | Checked public terms/privacy/rate pages did not show documented threats, public shaming, or CRIB leverage; collection posture remains a standard-public-terms finding pending any private evidence. වාර්තා වී ඇතමූලාශ්රය:loanplus.lk Terms & Conditions, effective 2023-07-01, accessed 2026-06-22; loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22 |
| CRIB representations | 4/4 | No CRIB-specific claim was located in checked public LoanPlus site, privacy/T&C, or Google Play materials. Private borrower communications were not available in the repo. තහවුරුයිමූලාශ්රය:loanplus.lk public pages, accessed 2026-06-22; loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22 |
| Licensing transparency | 2/4 | Discloses entity and registration number on privacy/footer/app-store materials; CBSL finance-company licensing status not stated. තහවුරුයිමූලාශ්රය:loanplus.lk Privacy Policy, effective 2024-06-17, accessed 2026-06-22; LoanPlus Lite Google Play listing, updated 2026-04-29, accessed 2026-06-22; Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00215063 on 2026-06-22; accessed 2026-06-22 |
2026-04-29
තහවුරුයිමූලාශ්රය:loanplus.lk public pages and LoanPlus Lite Google Play listingOperator and registration confirmed; public cost disclosures conflict by channel.
- operator
- AIS IT Consulting Services (Private) Limited, PV00215063
- siteTerms
- 5–30 days; Rs 5,000–249,000; 0% interest plus consulting/service/transaction fees
- siteExample
- Rs 10,000 over 10 days -> Rs 12,300 total repayable
- playExample
- Rs 10,000 over 70 days at 2.2% per day -> Rs 25,400 total repayable
- governingLaw
- Electronic Transactions Act No. 19 of 2006
- privacyLaw
- PDPA No. 9 of 2022 referenced
මුල් snapshot එක
මෙම lender සඳහා පළමු සටහන් කළ snapshot එක මෙයයි.
ප්රතිචාර දීමේ අවස්ථාව
මෙම සමාගමට ප්රතිචාරයක් එවිය හැක. ප්රතිචාරයක් ලැබුණොත් එය සාධාරණව මෙහි පළ කෙරේ.
මූලාශ්ර
මෙම පිටුව භාවිතා කරන ලේඛන, lender pages, official registers, සහ වාර්තා.
- තහවුරුයි
- තහවුරුයි
- තහවුරුයි
- තහවුරුයි
- තහවුරුයි
- Fino Agreement No. 31923406510 (project owner's own, 19 May 2026)primary-documentතහවුරුයි
- වාර්තා වී ඇත
- CBSL Licensed Finance Companies list (as at 27.05.2026)official-registerතහවුරුයි
- තහවුරුයි