LoanSharkBait
සමාගම් වෙත ආපසු

සමාගම් පැතිකඩ

CashX.lk

CBSL licensed finance company ලැයිස්තුවේ නැත61සෑහෙන
තත්ත්වය
CBSL register එකේ නැතතහවුරුයිමූලාශ්‍රය:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22
ලියාපදිංචි ආයතනය
A V Business Solution (Private) Limitedතහවුරුයිමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; cashx.lk pages, accessed 2026-06-22
ලියාපදිංචි අංකය
PV00211145තහවුරුයිමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; cashx.lk pages, accessed 2026-06-22
මව් සමාගම / කණ්ඩායම
තහවුරු කර නැතවාර්තා වී ඇතමූලාශ්‍රය:No parent confirmed; shared-address finding only
වෙනත් නම් / සහෝදර යෙදුම්
තහවුරු කළ කිසිවක් නැතවාර්තා වී ඇතමූලාශ්‍රය:No aliases located in checked CashX public pages/app-store listings, accessed 2026-06-22

ඔවුන් ප්‍රචාරය කරන්නේ

මෙහි පෙන්වන්නේ ණය දෙන ආයතනයේම ප්‍රචාරක ප්‍රකාශයයි; confidence label සහ මූලාශ්‍රය සමග.

  • Loan amounts shown from Rs 5,000 to Rs 249,000 on current CashX pages

    තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22

  • Quick online application and loan transfer after approval

    තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22

  • Representative examples show Rs 10,000 becoming Rs 12,200 over 10 days on the home page and Rs 25,400 over 70 days on the application/repayment pages

    තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22

fine print එක කියන්නේ

සෑම ප්‍රකාශයක්ම ලේඛනගත තත්ත්වය හෝ දැනට ඇති placeholder සාක්ෂිය සමග යුගල කර ඇත.

ප්‍රචාරක ප්‍රකාශය

Comfortable repayment

fine print හි තත්ත්වය

Interest is shown as 2.2% per day. APR disclosures conflict by channel: CashX's own repayment page shows 3.66%–260%, the current English Play listing shows 260%–260%, and some regional Play listings show 136.4%–260%.

Google Play rates & fees

තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22

ප්‍රචාරක ප්‍රකාශය

Short 10-day loan

fine print හි තත්ත්වය

Stated repayment period runs 62–90 days on Google Play; a 70-day example on Rs 10,000 totals Rs 25,400 (Rs 15,400 of it interest).

Google Play (CashX Lite)

තහවුරුයිමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22

හොයාගන්න අමාරු දේවල්

හිමිකාරිත්වය, බලපත්‍ර තත්ත්වය, සැබෑ වියදම, permissions, සහ ණය ගන්නා අයට වැදගත් වෙනත් කරුණු.

දත්ත සහ app permissionsCRIBCBSL ලියාපදිංචි ලැයිස්තුව

  • Shared address with SF Group

    CashX's operator (A V Business Solution, PV00211145) lists its registered address as 47 Alexandra Place, Colombo 7 — the same address as S F Group (Fino/Monigo) and AIS IT Consulting Services (LoanPlus). This is a documented shared address; it is not, on its own, proof of common ownership.

    තහවුරුයිමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; Fino Loan Agreement No. 31923406510 (project owner's redacted primary document, 2026-05-19); loanplus.lk Privacy Policy and LoanPlus Lite Google Play listing address evidence, accessed 2026-06-22

  • Reported group affiliation (Aventus)

    The PeerBerry investor platform describes CashX (A V Business Solution) as an 'Aventus Group company in Sri Lanka.' Aventus Group is a Lithuania-based fintech group, confirmed distinct from Sun Finance (which owns Fino/Monigo) — so the shared 47 Alexandra Place address does not indicate common ownership with S F Group. This is third-party investor-platform reporting; CashX's own pages and Aventus's own site do not name the link and it is not registry-confirmed, so no parent is shown in the profile header.

    වාර්තා වී ඇතමූලාශ්‍රය:PeerBerry originator and blog pages describing Cash X as an 'Aventus Group company in Sri Lanka', accessed 2026-06-23; investor-platform reporting, not Registrar-of-Companies-verified

  • Real cost

    Effective annual rate is disclosed as up to 260% in current public materials — high, though disclosed more openly than several competitors.

    තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22

  • Regulatory status

    A V Business Solution (Private) Limited was not found on CBSL's Licensed Finance Companies list or Registered Finance Leasing Establishments list when searched by entity name and registration number PV00211145 on 2026-06-22. This records register absence only; it is not a legal conclusion about whether the app is required to hold that licence.

    තහවුරුයිමූලාශ්‍රය:Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22

  • App permissions

    Stated for loan application, identity, bank payout, app operation, and fraud/risk checks.

    Google Play data-safety disclosures include collection/sharing categories, but no repo-local app-permission artifact was available to verify exact device permissions.

    වාර්තා වී ඇතමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; no repo-local current app-permission audit available on 2026-06-22

මෙම යෙදුමට අදාළ ගණකය

තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22

Service fee / සේවා ගාස්තුවAPR / වාර්ෂික සමාන අනුපාතයRollover / extension

CashX.lk වියදම් පරීක්ෂාව

ඔබගේම අංකයට documented fee model එක යොදා බලන්න.

සේවා ගාස්තුව
LKR 0
පොලිය
LKR 6,600
මුළු ගෙවිය යුතු මුදල
LKR 16,600
සරල APR
803%
Rollover APR
1,068%

සූත්‍රය: ((service fee 0% + daily interest 2.2% x days) / amount) x (365 / days).

No separate late-fee schedule was located in checked public CashX materials; current calculator uses the disclosed daily-rate cost only.

ලකුණු විස්තරය

මුළු ලකුණ මෙම මානයන්හි ලකුණු වලින් ගණනය වේ.

CashX.lk ලකුණු විස්තරය
මානයලකුණුසාක්ෂි
Pre-contract cost transparency2/4

Public pages show representative examples and a daily-rate calculation, but no repo-local app-flow footage was available to confirm that the total is shown clearly before a commit action.

තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22
Rate-disclosure honesty3/4

Discloses 2.2% per day and representative totals; current public disclosures conflict, with the CashX site showing 3.66%–260% APR, English Play listing showing 260%–260%, and some regional Play listings showing 136.4%–260%. Credit is given for disclosing the high-cost example.

තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22
Consent / confirmation flow2/4

Public materials describe applying and receiving approval, but no current app-flow evidence was available to confirm a deliberate terms-summary confirmation step.

වාර්තා වී ඇතමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; no repo-local current app-flow audit available on 2026-06-22
Data & permissions2/4

Google Play data-safety disclosures identify collection/sharing categories, but no checked public source showed contact-list or SMS harvesting rights; scored as moderate over-collection rather than the worst level.

වාර්තා වී ඇතමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; no repo-local current app-permission audit available on 2026-06-22
Collection-threat language3/4

Checked public terms/pages did not reveal documented threats, public shaming, or CRIB leverage; standard repayment/contact instructions were located.

වාර්තා වී ඇතමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX terms page search result, accessed 2026-06-22
CRIB representations4/4

No CRIB-specific claim was located in the checked public CashX site, T&C/search-result snippets, or app-store materials. Private borrower communications were not available in the repo.

තහවුරුයිමූලාශ්‍රය:cashx.lk pages, accessed 2026-06-22; CashX Google Play listings, English and regional variants, accessed 2026-06-22
Licensing transparency2/4

Discloses entity + registration (PV00211145) and address on Google Play; CBSL finance-company licensing status not stated.

තහවුරුයිමූලාශ්‍රය:CashX Google Play listings, English and regional variants, accessed 2026-06-22; Not found on CBSL's Licensed Finance Companies list (as at 27.05.2026) or Registered Finance Leasing Establishments list (as at 10.06.2026), searched by entity name and registration number PV00211145 on 2026-06-22; accessed 2026-06-22

Terms Tracker

terms snapshot කාලානුරූපව සහ පෙර snapshot එකට සාපේක්ෂ වෙනස්කම්.

Terms Trackerණය පැවරීම

  1. 2026-06-17

    තහවුරුයිමූලාශ්‍රය:CashX Google Play listings and cashx.lk public rate pages

    Rate disclosure conflict retained; the 2.2% daily representative example is consistent across current checked materials.

    operator
    A V Business Solution (Private) Limited, PV00211145
    address
    47 Alexandra Place, Colombo 7 (same as SF Group)
    dailyInterest
    ~2.2% per day
    aprRange
    3.66%–260% on cashx.lk; 260%–260% on current English Google Play; 136.4%–260% on some regional Play listings
    repaymentPeriodDays
    62–90

    මුල් snapshot එක

    මෙම lender සඳහා පළමු සටහන් කළ snapshot එක මෙයයි.

ප්‍රතිචාර දීමේ අවස්ථාව

ප්‍රතිචාර දැක්වීමේ අයිතිය

මෙම සමාගමට ප්‍රතිචාරයක් එවිය හැක. ප්‍රතිචාරයක් ලැබුණොත් එය සාධාරණව මෙහි පළ කෙරේ.

මූලාශ්‍ර

මෙම පිටුව භාවිතා කරන ලේඛන, lender pages, official registers, සහ වාර්තා.

  1. තහවුරුයි
  2. තහවුරුයි
  3. තහවුරුයි
  4. Fino Agreement No. 31923406510 (project owner's own, 19 May 2026)primary-document
    තහවුරුයි
  5. තහවුරුයි
  6. වාර්තා වී ඇත
  7. තහවුරුයි
  8. තහවුරුයි
හිරිහැරද? උදව් ගන්න